We can help with Bailiffs shortly after you’ve spoken with us.
Open today until 5pm.
Our specialist team have vast experience in dealing with councils, courts, bailiffs and enforcement agents.
Our aim is that you do not lose your belongings in this manner and that a solution, acceptable to all parties, is reached. Bailiffs can take action to remove goods until an IVA is in place.
Don’t Panic – Our experience could help delay bailiffs, but you must act quickly.
How Swift Can Help Me?
If you’ve a bailiff at your door; we can on your behalf speak to them.We can speak to the debt owner and/or the collection agents/enforcement officers to stop the current activity while you take stock of the situation and with our help, put together a solution.
Know Your Rights
You are not obliged to let bailiffs into your home so don’t.
You don’t have to speak to bailiffs and do not respond to intimidation.
You simply mustn’t sign anything a bailiff or bailiff company puts in front of you.
We are looking at the suitability of an IVA, if this is put into place, it will write off unaffordable debt.
The worst way to repay a debt is to have your items taken from you and sold about 10% of the cost to replace them from new. Contact us today and we’ll try to work out a solution with all parties concerned
If you’re being visited by bailiffs, you still have rights and the bailiffs must conduct themselves in a lawful manner. However, you must face up to the loss of some possessions or start payments to settle the issue very soon.
County Court bailiffs will not arrive at your door without warning. You must be given seven days notice to allow you a final chance to reach settlement. This is something we can help you achieve.
You do not have to let bailiffs into your home. County Court bailiffs cannot use force to gain initial entry to a property. Walking in through an unlocked door or climbing in through a window without causing damage is classed as peaceful means. The bailiff may also ask you to allow them into your property to discuss the matter, thus gaining peaceful entry.
Forcing their way past you at your door is not allowed for debts relating to unsecured lending. Once in your home, a bailiff can use force to open internal doors and cupboards. If a bailiff has previously accessed your home by peaceful means, they are entitled to force entry on subsequent visits in respect of the same debt.
If you refuse the bailiff entry indefinitely, the Warrant will be returned to the Court. This means the bailiffs are saying they have not been able to get payment. The creditor may then take other action to enforce the Judgment, such as an Attachment of Earnings Order or in some cases seek a Bankruptcy Petition.