Bailiff Help

We can help with Bailiffs shortly after you’ve spoken with us.

Open today until 9pm.
Our specialist team have vast experience in dealing with councils, courts, bailiffs and enforcement agents. Our aim is that you do not lose your belongings in this manner and that a solution, acceptable to all parties, is reached. Bailiffs can take action to remove goods until an IVA is in place. Don’t Panic – Our experience could help delay bailiffs, but you must act quickly.

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How Swift Can Help Me?

Our goal is that you keep your belongings while finding a longer term solution to your financial issues. Where we deal with bailiffs on your behalf we are doing so as part of the process of determining whether entering into an IVA is an appropriate financial solution for you.
If you’ve received notice that bailiffs are coming – we can speak to them to stop this – but you must act quickly.
If you’ve a bailiff at your door; we can  speak to them on your behalf. We can speak to the debt owner and/or the collection agents/enforcement officers to stop the current activity while you take stock of the situation and with our help, put together a solution.
If you consider the court judgment has been incorrect or unfairly awarded against you; or you do not accept you liability for the debt, we can explore potential options.
If you have an outstanding debt for which there is an enforcement order, we can explain the options how best to clear this debt at a rate you can realistically achieve.
We will continue to help you through this stressful time to minimise the upset caused by enforcement agents.
Important: If you ignore or send an enforcement agent away, they will return and each time charges may increase. Some of the charges may be lawful, and, at some point you may need to address the debt, and the lawful charges.

Key Rules To Dealing With Bailiffs

Know Your Rights

Do NOT Let Them In

You are not obliged to let bailiffs into your home so don’t.

Do NOT be Intimidated

You don’t have to speak to bailiffs and do not respond to intimidation.

Do NOT Sign Anything

You simply mustn’t sign anything a bailiff or bailiff company puts in front of you.

Act Quickly

We are looking at the suitability of an IVA, if this is put into place, it will write off unaffordable debt.

Never repay a debt this way

The worst way to repay a debt is to have your items taken from you and sold at about 10% of the cost to replace them from new. Contact us today and we’ll try to work out a solution with all parties concerned

Be realistic

If you’re being visited by bailiffs, you still have rights and the bailiffs must conduct themselves in a lawful manner. However, you must face up to the loss of some possessions or start payments to settle the issue very soon.

Frequently Asked Questions

How Do I Know if Bailiffs Are Coming?

County Court bailiffs will not arrive at your door without warning. You must be given seven days notice to allow you a final chance to reach settlement. This is something we can help you achieve.

Do I Have To Let Them Enter My Home?

You do not have to let bailiffs into your home. County Court bailiffs cannot use force to gain initial entry to a property. Walking in through an unlocked door or climbing in through a window without causing damage is classed as peaceful means. The bailiff may also ask you to allow them into your property to discuss the matter, thus gaining peaceful entry.

Can Bailiffs Use Force To Enter My Home?

Forcing their way past you at your door is not allowed for debts relating to unsecured lending. Once in your home, a bailiff can use force to open internal doors and cupboards. If a bailiff has previously accessed your home by peaceful means, they are entitled to force entry on subsequent visits in respect of the same debt.

Can I Stop Them Entering Indefinitely?

If you refuse the bailiff entry indefinitely, the Warrant will be returned to the Court. This means the bailiffs are saying they have not been able to get payment. The creditor may then take other action to enforce the Judgment, such as an Attachment of Earnings Order or in some cases seek a Bankruptcy Petition.

We can help you today

Open today until 9pm.

Get A Call Back

Let Swift Say Hello. We are open, honest and helpful. An informal consultation takes about 15 mins.

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